To get an insurance there are two ways you can apply it offline through LIC agent or you can apply by your self online from the website of LIC life insurance. Both the ways you will get your insurance.
If you choose the first option to apply through a agent than you have to call or search for nearest LIC office to apply. You do not have to go to the office by your self just have to call them and the LIC agent will come to your door step to get you a insurance. They will ask you that what type of insurance you want or what are your needs and accordingly they will suggest some of the best insurance policies which you can look forward to and get benifit out of it.
After choosing the right option for you you have to fill the form and give the application to LIC. Also you have to show your legal documents so that on the basis of that they can verify your identity and approve your policy and start your installments. make sure that you do not miss any of the installment or you have to pay some extra charges to cover it up. Your agent will remind you of your instalment so that you do not miss any of them.
How to apply online for LIC insurance ?
If you do not want to call a agent and want to apply online by your self than first you need to know the right website of LIC life insurance. There are so many fraud websites are available online you have to be careful in this or else you will loose your money. Follow the steps I have given below to apply online for LIC insurance.
First open the Google in your laptop or pc than search for www.licindia.in and open the site. Make sure it is the main site of LIC where you can find anything related to insurance. In the home page you can see on the top side of the page there is a option of products. In this option you will find all types of plans. For example insurance plan, pansion plan, health plans, withdrawn plans and etc.
You can just click on the plan you are looking for and the website will open all plans related to the plan you have choosen. For example you are looking for health related plans than click on that plan. And you will see all the plans available for the health insurance. Like, LIC’s cancer cover plan , LIC’s arogya rakshak plan and etc. You can see the plan number and UIN of this plans in the box.
But some of this are not applicable online in the home page of this site you can see they have written buy policy online. Below this text you will see different policy of insurance which you can buy online. For example there is LIC’s bima jyoti , Saral pansion , LIC’s ssip is also there and many more plans you can buy from here.
For example you want to buy LIC’s Jeevan Akshay seven than Just click on that plan. And you will be taken to next page where you will see the details of this policy. You will see UIN number of this plan the other details like what is this plan and how long it is going to be , etc.
You can see down side of this page they have provided the number and email ID of LIC customer care on which you can call or chat with them to discuss your query. They have mentioned the timmings of this service you can call in between this time. And they will make sure your problem is solved.
There are two options one is click to buy online and the other one is already have access id. If you have the access id than click on that option but you are New for this site and LIC than click on the option buy online. After that you will be taken to the next tab where you will see a form.
In this form you have to fill your personal details like, your name, surname, your mobile number, your email ID, your date of birth and etc. Also you have to select that which city are you from or which city is nearest from you and than enter the capcha. And confirm by clicking on the right box that the mobile, email id and other details you have given are true and belongs to you. After doing that just click on the proceed button to continue with process.
Next you will get the access ID of your plan and receive a otp from lic. when you enter the otp the next page will open where you have to select the details of your plan. For example how much amount you want to set, pansion mode , payment mode , select the dates and other necessary details. Than click on the calculate button and you will see the details of your primium. And you can buy it online and Start your insurance plan .